Are You Unwittingly Becoming a Money Mule? The Shocking Truth Behind Innocent Online Requests

  • May have been warned by bank employees they were involved with fraudulent activity
  • Opened accounts with multiple banks in their true name
  • May have been unwitting at first, but continue communication and participation
  • Motivated by financial gain, or an unwillingness to acknowledge their role

Complicit money mules are aware of their role, and actively participate.

  • Serially open bank accounts to receive money from a variety of individuals/businesses for criminal reasons
  • Advertise their services, including what “services” they offer, and at what prices. This may also include a review and/or rating by other criminal actors on the money mule’s speed and reliability.
  • Travel, as directed, to different locations and/or countries to open financial accounts, or to register fraudulent companies
  • Operate funnel accounts to receive fraud proceeds from multiple lower-level money mules
  • Recruit other money mules
  • Motivated by financial gain, or loyalty to a known criminal group

Money mule schemes have become a main staple for unscrupulous foreign predators to hide their identity, and launder cash. You may have been cruelly targeted by a romance (or other) scheme but the consequences of participating can be devastating. Did you know you may also be unknowingly funding human traffickers, and/or terrorists?

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