“Unlock the Secrets: 7 Surprising Money Management Habits of Financially Stress-Free People!”
The average American has about $38,000 in personal debt, excluding home mortgages. A large chunk of this is often due to high-interest credit card debt. This kind of debt quickly becomes expensive and can take years to pay off if you’re only making minimum payments.
Financially savvy individuals avoid this trap by only borrowing what they can afford to pay back and by paying their credit card balances in full each month. They know that by doing so, they’re saving themselves from the stress of mounting debt and keeping their financial health in check.
