“Unlock the Secrets: 8 Surprising Signs That Prove You’re Outpacing the Average Joe Financially!”
It’s about making sure that I have enough for tomorrow, even if it means saying no to something today.
So, if you find yourself consistently spending less than you earn, pat yourself on the back! You’re rocking this financial wellness thing.
3) Credit cards are a tool, not a crutch
Credit cards can be as tricky to handle as a double-edged sword. Used wisely, they can help you build a strong credit history and offer perks like cash back or travel rewards.
But when misused, they can lead to a downward spiral of debt.
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