“Unlock Your Financial Future: 9 Habits You Must Break to Boost Your Retirement Savings Today!”
It gives you control over your money and helps you make informed decisions about your spending.
3) Carrying high-interest debt
Carrying high-interest debt, like credit card debt, can be like trying to fill a bucket with a hole at the bottom.
You might be diligently saving for retirement, but your savings are being eroded by the interest on your debt.
Here’s something to consider: the average interest rate on credit cards is around 18%.
On the other hand, the stock market has historically returned about 7% per year after adjusting for inflation.
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