“Unlocking the Secrets: 6 Surprising Habits That Keep High Earners Living Paycheck to Paycheck”
6) Not planning
Last but not least, not planning is one of the most common financial mistakes people make.
Don’t believe me?
Some sources suggest that more than 60% of people don’t know how much money they spent the previous month.
Without a clear financial plan, it’s easy to get stuck in a cycle of living paycheck to paycheck, with no safety net for emergencies or long-term goals.
I’ve been there—just coasting along without budgeting or thinking about future expenses.
It wasn’t until I faced a few unexpected costs that I realized how vulnerable I was.
