“Unlocking the Secrets: 6 Surprising Habits That Keep High Earners Living Paycheck to Paycheck”
Shifting this mindset is crucial to building long-term financial security.
I used to struggle with this myself.
Each month, I planned to save, but by the time I covered expenses and indulged in a few non-essentials, there was little left.
It’s an easy trap—using what’s available and hoping there’s enough to save later.
But when saving takes a back seat, it rarely happens.
To flip this pattern, treat saving as a fixed expense, just like your rent or mortgage.
Automating a set percentage of your income into a savings account before spending on anything else forces you to prioritize your financial goals.