Inside the Secrets of Crafting a Micro-Budget Feature Film with Ashley Scott Meyers: Hollywood’s Best-Kept Formula Revealed
I can’t imagine most, I would think most states, I don’t know, as I said, this California one is really pretty well done. It works very, very well. So hopefully your state, if you’re in California, definitely check it out. But hopefully your state has something equivalent. But anyways, that’s the insurance. Again, I know this is micro budget. I know insurance is something people might like to cut corners on, but I would urge you to really think it through. In California, it’s illegal to run a business without workers comp. You’re paying people even minimum wage, you got to have workers comp. I mean, I have not had any injuries. I’ve done three of these micro budget films now. I’ve not had any injuries or any problems. So I think I can say I run a tight ship. We try and do things right and be careful. But unfortunately, things can happen. People can get hurt. So I would be very careful if you’re thinking about not having the workers comp. As I said, in California, it’s straight up illegal, probably illegal in your state as well. So again, this is another thing you really want to talk to someone that’s in the insurance business or a lawyer and really understand what you’re doing. But as I said, I don’t think spending $1,500 of a $35,000 budget is really that bad in terms of getting the insurance. So at least for us, it just seemed like it was very, very much worth it.
